LTCEPP®

Long-Term Care Education and Planning Program

“What is your plan to protect your most important asset - your family?”

For more information on longevity planning.

Individuals – Families – Associations – Employers

Welcome to LTCEPP®, your comprehensive resource for all your Longevity Planning needs, specializing in Long-Term Care (LTC) education, planning, and affordable insurance solutions.

Longevity Planning encompasses a holistic approach to all the issues you will face in living a long life…. Retirement Income, Life insurance, Medicare, Long-Term Care, Final Expenses.

Are you confident that you’re doing everything needed
to live a rewarding and financially secure retirement?

What is your longevity risk?  What is lacking in your planning?

For many, it’s planning for Long-Term Care services, the largest financial risk you will face in retirement.

But the topic of long-term care planning tends to generate both questions and anxiety. Making decisions related to this important topic can be so challenging that it is easier to just put it off until another day, but therein lies the problem.  LTCEPP® is your solution.

We are a select group of LTC Certified Independent Brokers with over 100+ years of combined experience in the LTC marketplace. We are proud of the value and peace of mind we have brought to our thousands of clients through LTC education and the selection of the most affordable, appropriate planning option.

Planning options that we offer include:

  • Traditional LTC Insurance
  • Life Insurance Hybrids, Annuities, or Asset-Based Products
  • Short-Term Indemnity Supplemental Plans
  • Critical Illness
  • Pre-Paid Home Care Hours with National Franchises
  • Information on Veterans’ Aid & Attendance, Child and Elder Care Credits and other programs

Our Mission. – through education and planning, together we can secure the most appropriate insurance products and planning options to transfer some or all of the cost of care away from your income and assets.

Congratulations for taking the initiative to understand the need for and consequences of LTC and to explore the financial planning options available to help you and your family address the high costs of LTC services.

So, let’s have a conversation about your plan.  Take the time to walk through this site, alone or with family members.  Then, take that all important next step, and reach out to any of our LTC Certified Specialists.

We are pleased to announce our partnership with MediPlanConnect, a partner firm specializing in
Medicare planning. MediPlanConnect provides information and enrollment assistance on what issues individuals and employers need to consider when an individual or employee becomes eligible for Medicare, including time frames for applying, Medicare coverages and other information that is essential for making the right Medicare decisions. 
For more information.

There are four stages within an informed LTC Planning process:


Please click on each of the four stages above to learn more about the process

LTCEPP® is a comprehensive, common-sense approach to the life-changing and challenging issue of LTC that encompasses all four.

LTCEPP® is available for group presentations and can be accredited for CEUs
by local NASW chapters and CLEs
by local bar associations.

LTCEPP® is available for group presentations
and can be accredited for CEUs by
local NASW chapters and CLEs
 by local bar associations.

© Copyright 2019 |  All Rights Reserved
Developed by  NV Marketing Solutions

© Copyright 2019 |  All Rights Reserved   |   Developed by  NV Marketing Solutions

Glorianna
hita-vargas

Director, LTCEPP, CLTC, LTCP

Additional information on
this LTCEPP Specialist
coming soon!